Be Prepared
As millions of baby boomers head into retirement,
many discover they were not as well prepared
as they had thought. As individuals prepare for
retirement, it’s important to be aware of some of the
more common retirement planning pitfalls.
We understand the unique needs and challenges
faced by seniors — whether currently retired or
soon will be. It’s important to understand how your
retirement income should be structured, how long
your income will last, and which sources of income you should tap into first in order to minimize taxes
and maximize income potential.
Retirement Tools
- 401(k) / 403(b) and other Qualified Plans
- Traditional and Roth IRAs
- Immediate and Deferred Annuities
- Life Insurance (Term and/or Universal)
- Stocks, Bonds, Mutual Funds
- Social Security Election Planning
- Long-term Care Insurance
It’s Never Too Early To Plan
Whether you are in the accumulation phase or have
already retired, a sound strategy is critical. Through
comprehensive planning, we can help you prioritize
your goals, develop a strategy to protect and grow
your retirement assets, and minimize your tax
liability – now and during retirement. One of the most
common mistakes we see people make in planning
their retirement is a failure to plan for long-term care
expenses. As part of our planning, we will evaluate the
variables in your retirement plan to ensure that you:
- Determine if long-term care insurance is right for you
- Meet your retirement income needs
- Maintain your lifestyle choices and priorities
- Have funding for your goals and aspirations whether
they be travel, hobbies, charitable giving, etc. - Can suitability transition into different stages of
your life.