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801-546-9556

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[email protected]

Free Consultation

Kaysville

UT, 84037

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    11 Tips You Must Know Before Making
    a Senior Living Choice.

    To download your personalized report, check the boxes that you are most interested in and click submit on Tip #1

    Tip #11

    The 5 Senses of Touring Senior Living – Sight, Smell, Sound, Taste, and Feeling

    Learn more about what to pay attention to when touring or visiting a facility for the first time. Check this box and click submit for your free touring guidelines.

    When touring a community for the first time make sure you pay attention to the surroundings. The sales person will likely take you to a discovery room where you sit down at a table and ask you questions so they can learn more about your situation. Then, they will take you on a tour of the community. As you walk around, does everything look clean and orderly or have stains and disorganized? Does the community swell like freshly baked bread or cookies or like urine? Does the community feel warm, and welcoming or more institutional? All these things are key indicators in deciding if a senior living community is right for you or your loved one. Remember to request a free meal and taste the food to make sure the food is delicious and nutritious. Connect with us now to find out more about touring or visiting senior living communities.

    Tip #10

    It’s Not Too Late To Qualify For Long Term Care Insurance.

    Long Term Care Insurance has had a major shift in the way that it is offered in the last couple years and you would be surprised who is still eligible. Learn more about Living Benefit riders and conversions here.

    Long Term Care insurance has had a major shift in the way that it is offered in the last couple years and you would be surprised who is still eligible. Although most seniors did not plan on moving to senior living it seems to be the new norm for our culture. This is not a bad thing, as senior living has a lot of great benefits, but can be very costly. You may think it is too late to get long term care insurance but this is simply not the case. There are several ways to qualify for policies that will help pay for your future living arrangements that are not the traditional long-term care insurance policies of the past.

    Tip #9

    How to Negotiate with the Senior Living Providers.

    Senior living has its own lingo and to get the best deals we can help you understand this lingo and help you save up to tens of thousands of dollars. Check the box to learn more about negotiating with senior living communities.

    Senior living has its own lingo and without an understanding of the terms and conditions you likely will not get the best deals. We can help you understand this lingo and help you save time and money. Senior living communities use terms that can be linked to traditional apartment leases such as: “Executive Director” instead of “Property Manager”, “Residency Agreement” instead of “Rental Contract”, and “Move-in Fee” instead of a “Deposits”. Knowing this information can be crucial when negotiating with senior living providers. It is rarely advisable to cut care costs by negotiating the care that will be provided, as the first month is critical to a successful move-in. Negotiating provided care could be costly in the future with hospital bills, and skilled nursing co-pays if you or your loved one are not getting the care they need. Learn more about what you should and should not try to negotiate by calling us at 801-546-9556

    Tip #8

    New Choices Waiver and Utah Medicaid

    Find out now if you are eligible for, or how to become eligible for these state and federal programs to help pay for senior living. Click this box to find out more.

    Find out now if you are eligible for, or how to become eligible for, these state and federal programs to help pay for senior living costs. Most people think of public benefits as something that is available for “poor” people. When dealing with senior living there are specific programs that are meant to help cover these costs, as most people cannot afford to pay $4,000-$10,000 per month. Seniors have likely worked 60+ years, and it is disheartening to see their life savings disappear in a matter of months or years. Call us now at 801-546-9556 to find out more about the public benefits that are available to you or your loved one and how to apply and qualify for these programs.

    Tip #7

    The Ins and Outs of Care Levels and Care Costs.

    Care levels are confusing and always seem to be changing in senior living so it seems impossible to pinpoint monthly costs. Check the box and click submit to learn more and ensure you are getting what you need without overpaying.

    Care levels are confusing and always seem to be changing in senior living so it seems impossible to pinpoint monthly costs. Care facilities typically have two types of fees: rent and care costs. The care costs are determined by examining a resident’s need for assistance in their Activities of Daily Living or ADL’s. These ADL’s range from simple reminders, medication management, dressing assistance, full bathroom and shower assistance, to transports, and even behaviors. Each facility charges differently with some offering package pricing and some offering a la carte pricing. Email us now at [email protected] to find out more about how care levels affect care costs at specific senior living communities in Utah.

    Tip #6

    The Extra Costs That No One Talks About

    These extra costs can add up if not planned for, and can make or break a budget. Click the box to find out what costs are usually not included in senior living and how to best work around them.

    Senior Living is often times compared to a cruise ship on land but if you know anything about cruise ships you know not everything is included. This is also true for senior living communities. It is always best to ask about care costs, beauty salon charges, transportation costs, laundry costs, cable and internet costs, and large or outside event costs. Another big cost that is often overlooked is the extra charge that the pharmacy charges to have prescriptions delivered to the community, if the community is managing the medications. If you are interested in learning more about the average costs and what is reasonable or unreasonable send us a text message at 801-326-4862.

    Tip #5

    Veteran Benefits and The Aid and Attendance Pension.

    Veteran Benefits can be a lifesaver when paying for senior living. Find out now if you or a loved one are eligible, or how to become eligible for an earned benefit. You’re a click away from unlocking more than $20,000 per year to help pay for senior living costs.

    Veteran Benefits can be a lifesaver when paying for senior living. The pension that is most applicable for senior living is called the Aid and Attendance Pension. If a Veteran has served 90 days active duty with one of those days being in a war time period and was discharged under anything but dishonorably, then that person or their spouse may be eligible for a significant pension from the VA. In 2019 the monthly rates for the Aid and Attendance Pension are as follows: Veteran with no dependents $1,881.00/month, Veterans with one dependent $2,230/month, a surviving spouse $1,209/month, and Veteran married to a Veteran $2,985/month.

    Tip #4

    Caregiver Ratios and How This Will Impact Me or My Loved One

    Caregivers are the biggest expense in senior living. You do not want to move into a community that is not staffed appropriately. Click here to learn about staffing ratios and what is appropriate for you or your loved one.

    Caregivers are the biggest expense in senior living. You do not want to move in to a community that is not staffed appropriately. There are four critical times in which someone that needs care will likely need it the most: morning, weal times, before bed, and overnight. Request to see the assisted living Facility caregiver schedule to see how they are staffing. The schedule will tell you a lot about management, what they can and cannot do, and whether they have nurses. On average, a good assisted living facility will staff one caregiver to 9-13 residents during busy times and a good memory care facility will staff one caregiver to 5-7 residents during busy times. Text us at 801-326-4862 to find out more about specific senior living communities in the area.

    Tip #3

    Management Matters – Get to know the Director, Not Just The Salesperson.

    The salesperson’s job is to sell the community, but the person that actually runs the community is going to be the most important relationship you will ever build in senior living. Learn how best to go about building a relationship with the Administrator or Executive Director.

    The sales person’s job is to sell the community, but the person that actually runs the community is going to be the most important relationship you will ever build in senior living. The Executive Director is the decision maker in the community as they are hired to ensure all processes and procedures within the community are functioning effectively and appropriately. The Executive Director typically has several managers that report directly to them, so it may be worthwhile to ask to meet the Head Nurse, the Dining Service Manager, the Activities Manager, and Housekeeping/Maintenance Manager. All of these roles come into play to create a happy, safe, and home-like atmosphere. If you would like to learn more about these roles please email us at [email protected]

    Tip #2

    Not All Senior Living Communities Are Created Equal.

    Senior living is a very broad term and spans many different spaces. Click on this box to learn about the major differences in senior living communities to help you determine what community is right for you or your loved one.

    Senior living is a very broad term and spans many different spaces. It is critical to understand what is best for you or your loved one when beginning the search for the senior living facility that is right for you. This could be home care, independent living, memory care, assisted living, skilled nursing, and even senior living apartments. Within each category there is a wide range of quality and services, so narrowing down what your expectations are, what is needed, and what you can afford will help you understand where to start looking. You can get help finding the best senior living options for you or your loved one by calling the office at 801-546-9556.

    Tip #1

    Know Your Financial Options Before Looking At Senior Living.

    Knowing your senior living financial options can be one of the most important decisions you can make at this time in life. Click this box to get the full report with all tips included or call 801-546-9556 to schedule a free phone or in-person consultation now.

    Aging is expensive! The best financial strategies for seniors focus on preserving assets. As life expectancies continue to increase planning strategies should revolve around making the funds last as long as possible, while still living a fun and comfortable life. By planning for you or your loved one now, you can live life without the fear of running out of money. Learning about your senior living financial options can be one of the most important decisions you can make at this time in life. Call us at 801-546-9556 to schedule a free phone or in-person consultation now.

    To schedule a free consultation you can call 801-546-9556 , text 801-326-8462
    or email [email protected]

    Contact Us for a free consultation and benefit from the peace of
    mind of knowing that your affairs are in order. You can call us on
    801-546-9556 , text 801-326-4862 or email
    [email protected]